PaySnap is a robust digital payment processing platform built on a modern JavaScript stack (Next.js, Adonis.js, React, MySQL). It provides a multi-tiered system with distinct functionalities for customers, merchants, and agents. Customers can manage funds through various operations, including deposits, withdrawals, currency exchange, utility payments, and investments, and utilize virtual cards across supported currencies and regions. Merchants can receive payments, generate invoices, and integrate PaySnap into their websites for streamlined online transactions. Agents facilitate deposits and withdrawals while earning commissions. The platform includes comprehensive KYC verification, customer support, and a powerful admin panel for managing payment gateways, plugins, and withdrawal methods.

Demo Access

Link: Demo Link
Two-step verification OTP: 1111

• Customer – Username: customer@test.com Password: 12345678
• Merchant – Username: merchant@test.com Password: 12345678
• Agent – Username: agent@test.com Password: 12345678
• Admin – Username: admin@test.com Password: 12345678

For Customers

Wallets

Create and manage wallets for multiple currencies with ease.

Virtual Cards

Issue virtual cards via Stripe and Sudo Africa for transactions in supported regions.

Dashboard

Get a clear view of your wallets, balances, recent transactions, and referrals at a glance.

Quick Send

Add up to five contacts for fast and direct money transfers right from the dashboard.

Real-time Notifications

Receive instant alerts for transactions, payments, new device logins and more.

Deposit Funds

Fund your PaySnap wallet using a variety of payment gateways, including PayPal, Stripe, Razorpay, CoinGate, Mollie, Flutterwave, Coinbase, Wave, Perfect Money, MTN, Orange Money, TMoney, Moov Money, NOWPayments, bKash, Paystack, Cashfree Payments, Payfast. Agents can also facilitate deposits for you.

Withdraw Funds

Easily withdraw money using supported payment gateways or through PaySnap agents.

Money Transfers

Send money instantly to other PaySnap users.

Currency Exchange

Convert funds between different wallets at competitive rates.

Payments

Pay merchants directly to their accounts or through their integrated PaySnap payment gateways.

Utility Bill Payments

Recharge your mobile phone or pay electricity and other bills quickly and securely.

Investments

Choose from a variety of investment plans with flexible terms, interest rates, and capital conditions.

Referral Program

Earn rewards by referring friends to PaySnap. Track your referrals and earnings effortlessly.

Transaction & Investment History

Search, filter, bookmark, or export your full transaction and investment history.

Contacts & Favorites

Save contacts, merchants, phone numbers, and meter numbers for quick access during transactions.

Security Features

• Two-step verification
• Track active login sessions and remotely log out from other devices.
• Built-in customer support for live assistance.

For Merchants

Merchants enjoy all customer features, plus:

Payment Acceptance

Receive payments from customers directly into your PaySnap account.

Payment Requests

Send payment requests to customers with an easy-to-use payment link and QR Code.

QR Code Payments

Generate QR codes for customers to scan and pay instantly.

Website Integration

Seamlessly integrate PaySnap’s Merchant API (mAPI) to accept online payments via multiple gateways.

For Agents

Dashboard & Analytics

Monitor earnings, deposit and withdrawal requests, and overall performance.

Fund Management

Deposit and withdraw money for yourself or customers while earning commissions.

Deposit to customers

Deposit money directly to customer accounts.

Deposit & Withdrawal Requests

Accept and manage customer deposit and withdrawal requests with powerful filtering and export options.

Currency Exchange

Convert funds between different wallets seamlessly.

Virtual Cards

Issue virtual cards via Stripe and Sudo Africa for transactions in supported regions.

Investments

Choose from a variety of investment plans with flexible terms, interest rates, and capital conditions.

Referral Program

Earn rewards by referring friends to PaySnap. Track your referrals and earnings effortlessly.

For Admins

Comprehensive Dashboard

View key statistics, analytics, and detailed transaction histories.

User & Investment Management

Monitor and manage customers, merchants, agents, and investment plans.

KYC Verification

Review and approve user-submitted KYC documents.

Multi-language Support

Expand your reach with customizable language options.

Advanced Commission & Fee System

Design a tiered fee structure with default service charges and agent commissions. Custom fees and commissions for specific merchants and agents, offering granular control over your platform’s revenue.

Group Email

Send emails and notifications to multiple users at once efficiently.

Why Choose PaySnap?

• Seamless Transactions: Enjoy fast, secure, and hassle-free financial services.
• Multiple Payment Options: Choose from a wide range of payment gateways, wallets, and deposit methods.
• Merchant & Agent Benefits: Unlock advanced features for businesses and service providers.
• Robust Security: Stay protected with KYC verification, real-time alerts, and multi-layered security controls.
• Scalability & Customization: Adapt PaySnap to fit your personal, business, or administrative needs.